7(a) Business Valuations, Quality of Earnings, Machinery & Equipment Appraisals For Lenders Nationwide
Highland Global is a boutique valuation and financial due diligence firm focused primarily on independent SBA 7(a) business valuations, Quality of Earnings analyses, and related machinery and equipment appraisals for lenders who value trust, consistency, responsiveness, and accountability.
Boutique means something specific here. Your file is not routed through layers of junior analysts. Lenders work directly with experienced professionals from intake through delivery, with a straightforward process and early notice if issues arise in the file or support.
CORE SERVICES
Highland Global focuses on the assignments most relevant to SBA lenders.
SBA 7(a) Business Valuations
Highland Global provides independent business valuations for SBA 7(a) lenders financing business acquisitions and changes of ownership. Our valuations incorporate normalized cash flow and the application of appropriate valuation methodologies to develop well-supported conclusions of Fair Market Value.
With extensive experience in SBA business valuations, we understand the importance of providing lenders with more than a conclusion of value. Our reports deliver clear, defensible analysis that supports informed lending decisions.
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Quality of Earnings for SBA 7(a) Acquisition Lending
Highland Global provides independent Quality of Earnings (QoE) analyses designed to assist SBA 7(a) lenders in evaluating the reliability, accuracy, and sustainability of a business’s reported earnings. Our analyses include financial statement and tax return reconciliation, Cash Proof procedures, examination of proposed add-backs, and identification of adjustments necessary to develop a clearer understanding of normalized recurring earnings.
Our approach emphasizes thorough financial due diligence, objective analysis, and clear communication. The resulting reports help lenders identify financial inconsistencies, evaluate earnings quality, and better understand the financial risks associated with a proposed acquisition.
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Machinery & Equipment Appraisals
Highland Global provides independent machinery and equipment appraisals for SBA 7(a) lenders evaluating business acquisitions, tangible asset values, and collateral considerations. Our appraisals examine asset condition, remaining utility, market demand, depreciation, and other relevant factors to develop supported opinions of Fair Market Value, Orderly Liquidation Value, and Forced Liquidation Value, as appropriate to the engagement.
We recognize that equipment values can represent a significant component of an acquisition transaction. Our appraisal reports provide lenders with a clear understanding of the assets being evaluated, the methodologies applied, and the assumptions supporting the concluded values.
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Why Lenders Choose Highland Global
Our positioning is simple: deliver independent, lender-oriented work through a process that is easier to navigate, easier to communicate around, and easier to rely upon.
Direct accountability
Assignments are handled directly by experienced professionals. Clients know who is responsible, who will answer questions, and who stands behind the final work product.
Lender-focused process
We keep document requests clear, intake efficient, and communication practical so the assignment supports underwriting rather than adding friction to it.
Early candor
If we see weaknesses in support, inconsistencies in the documentation, or issues likely to affect the analysis, we communicate those concerns early.
When Lenders Tend to Use Us
- On files where direct communication with the experienced professional matters
- For transactions involving both business valuation and machinery and equipment issues
- When early identification of support problems can help protect the process
- As a dependable second option when another provider is backed up or unavailable
What Lenders Can Expect
- A flat business valuation fee structure and predictable turnaround expectations
- A clear document checklist and efficient intake process
- Responsive communication throughout the engagement
- Independent work product tailored to the realities of the SBA lending environment
Request Sample Materials or Discuss an Upcoming Assignment
Highland Global would be pleased to provide sample reports, firm information, and lender-facing support materials.
Ready to get started? Contact Highland Global for a customized business valuation consultation.