📘 Just released: Our Specialty Retail Valuation Checklist for SBA lenders
Covers:
✅ Owner dependency in merchandising or vendor sourcing
✅ Inventory treatment + seasonality smoothing
✅ CapEx for store fit-out, displays, signage, and software
✅ Addback risks in lifestyle-driven businesses
✅ SBA guidance for niche and boutique retail
