🌼 Just released: Our Urban Farm & Garden Retail Valuation Checklist for SBA lenders
Includes:
✅ Owner vs. staff labor in farm, retail, and event ops
✅ Seasonality smoothing across growing/selling seasons
✅ Real estate, lease, and co-use disclosures
✅ CapEx for greenhouses, irrigation, fixtures
✅ SBA SOP-aligned adjustments for inventory, perks, and crop cycles
