The Myth:
As long as the report has a number, it’s reliable.

The Reality:
Not all valuations are based on credible data, accepted methods, or professional standards. Some are biased, boilerplate, or created to hit a target.

Why It Matters:
Relying on a weak or non-compliant valuation can lead to poor decisions — or SBA loss of guarantee.

Practical Tip:
Review the valuation source, credentials, and methods before you rely on the number — especially for regulated transactions.