“Everyone Agrees” Isn’t a Credit Factor

Some deals get momentum because “everyone’s aligned.”

Buyer, broker, seller, lender, advisors—everyone wants it done.

But alignment is not the same as safety.

In fact, alignment can be dangerous when it’s driven by shared incentives instead of shared realism.

One of the most underrated leadership skills in lending is the ability to be the adult in the room.

Even when the room is excited.