Charlotte doesn’t know she’s “high risk.” She doesn’t know she’s navigating bone infection recovery, suspected cancer, and chemotherapy. She just wakes up and lives. But she lives because someone won’t quit.

There are moments in life when our fight weakens. When our performance dips. When our health falters. When our numbers don’t look impressive.

In those seasons, we need someone who refuses to reduce us to our worst quarter. Someone who says, “This isn’t the end of your story.”

Charlotte has that in me. And I’ve learned how rare that is.

In business, we talk about resilience like it’s an individual trait. But resilience is often relational. It’s strengthened by advocates.

SBA lenders understand this intimately. They often see the borrower at a transition point — acquisition, expansion, risk. The file isn’t flawless. The projections require belief. And sometimes the only difference between decline and approval is whether someone inside the institution says: “I’m not quitting on this deal.”

Charlotte is still here because someone didn’t quit.

Who in your world needs that from you?