SBA 7(a) Valuation Video Library

Welcome to Highland Global’s SBA 7(a) Valuation Video Library—your trusted resource for in-depth insights into the complex world of SBA business valuations. Whether you’re a lender, business buyer, seller, or advisor, our expert-led video series covers the most critical topics in SBA 7(a) loan underwriting, including goodwill valuation, normalization adjustments, enterprise vs. equity value, and common pitfalls to avoid in SBA loan appraisals. These videos are designed to demystify the valuation process, clarify SBA SOP 50 10 8 requirements, and help you make informed decisions when it matters most.

Demystifying Business Valuations for SBA 7(a) Lenders
Top 10 Misunderstandings SBA 7(a) Lenders Have About Business Valuations
Goodwill in Business Valuation: Understanding Its Role in SBA 7(a) Business Acquisition Loans
Normalization Adjustments for SBA 7(a) Loans: Emphasis on Owner Compensation and Free Cash Flow
Maintenance Capital Expenditures in Business Valuations for SBA 7(a) Lending
Asset Sale vs. Stock Sale: Legal, Tax, and Valuation Considerations in Small Business Acquisitions
Valuing Intangible Assets in Private Company Transactions for SBA 7(a) Business Valuations
Distributions and the S Corporation: Understanding Their Role in Financial Statements
Global Cash Flow in SBA 7(a) Loan Underwriting vs. Free Cash Flow in Valuations
Going Concern vs. Liquidation Premise of Value in SBA 7(a) Business Valuations
Understanding the Difference Between Weighted Average Cost of Capital and Cost of Equity Capital
Estimating the Cost of Equity Capital for Private Companies for SBA 7(a) Loans
The Risks of Relying on Annualized Financials and Projections in SBA 7(a) Business Valuations
Business Valuation Under USPAP: A Guide for Credible and Defensible Appraisals
Leasehold Improvements in Business Valuation: Sunk Costs or Transferable Value?
Special Purpose Properties in SBA Lending
The State of Small Business in America: A Strategic Guide for SBA Lenders
Valuation Strategies for M&A Success: A Guide for SBA Lenders
Understanding Machinery & Equipment Appraisals: A Companion Discipline to Business Valuation
Business Valuations Under FIRREA, USPAP, and SBA SOP 50 10 8
Business Valuation as a Range, Not a Single Point
How to Prepare for an SBA Loan Business Valuation
Understanding Business Valuations for SBA 7(a) Lending
When Bigger Multiples Mislead: A Guide for SBA Lenders in SBA 7(a) Business Acquisition Loans
Unreported Cash in Business Valuations: Why It Cannot Be Included in Free Cash Flow
Tax Affecting Income in the Valuation of Pass-Through Entities
The Critical Role of Accurate Financial Information in SBA 7(a) Business Valuations
EBITDA vs. Free Cash Flow: Why the Distinction Matters in SBA 7(a) Business Valuations
Understanding Capital Structure’s Impact on Business Valuation: A Guide for Bankers
Understanding the Fair Market Value Standard Implications in SBA 7(a) Business Valuations
Treatment of Rent in Business Valuations for SBA 7(a) Loans
Price vs. Value: Why They Are Not the Same in Business Valuations for SBA 7(a) Loans
Risk and Return in Closely Held Businesses: A Guide for SBA Lenders
Understanding the Long-Term Growth Rate in Valuation – Limits, Logic, and Economic Reality
The Impact of Key Person Loss on Business Valuation in the SBA Loan Context
Discount for Lack of Marketability in the Valuation of Controlling Interests in Privately Held Companies
The Impact of Restaurant Relocation on Valuation
Liquor License Quotas and Business Valuation for SBA 7(a) Lending
Why the Harmonic Mean is Best for Analyzing Financial Ratios
Interpreting R-Squared in Business Valuation: A Cautious Approach to the Market Method
An Analysis of Transaction Databases in Business Valuation